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Author(s):Conley, D., and Glauber, R
Title:Wealth mobility and volatility in black and white
Organization:Center for American Progress
Short Description:In an era where college and professional degrees have become more important to achieving middle-class status, wealth may be more important than ever. Parents use their wealth to finance their children’s education, which ultimately contributes to securing their offspring’s economic well-being. This report discusses wealth mobility in the United States and discusses how mobility (and security) dynamics differ by race.
Annotation:The analysis in this paper indicates that inequality in wealth is much greater than income inequality in the United States. This report argues that to fully understand a family’s economic well being and the life chances of its children, we not only must consider income and education but also accumulated wealth. In an era where college and professional degrees have become more important to achieving middle-class status, wealth may be more important than ever. Parents use their wealth to finance their children’s education, which ultimately contributes to securing their offspring’s economic well-being. This report discusses wealth mobility in the United States and discusses how mobility (and security) dynamics differ by race.
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Associated Keywords:
Affordability, Tuition and College Costs
African Americans
Borrowing/Student Debt
College Access
Educational Attainment/College Degree Completion
Low-Income Students
National Perspectives
Social and Economic Benefits/Economic Development

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Socioeconomic school integration, Race, class, and integration: Gaining new insights
Costs, prices, and affordability
The UW-Madison sixth annual plan 2008 campus forum
Diversity workshops: Gender equity--a closer look
AB 540 is a change in the law: Higher education is now more affordable for California's immigrant students
Immigration debate resources
Is college right for your child?: How to weigh the pros and cons
Demography is not destiny: Increasing the graduation rates of low-income college students at large public universities
Using EXPLORE® and PLAN® Data to Evaluate GEAR UP Programs
Developing your vision while attending college
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for 2003-04 by type of institution
Paying for college: Changes between 1990 and 2000 for full-time dependent undergraduates
Improving lives through higher education: Campus programs and policies for low-income adults
Student financing of undergraduate education: 1999-2000
Reframing the student loan costing debate: The benefits of competition
Achievement in America
Add it up: Using research to improve education for low-income and minority students
Workbook of state affordability rates 2004
Net price to family for dependent and independent undergraduate students by institutional type/control and parental income quartiles, 2004
Primary progress, secondary challenge
Ticket to nowhere: The gap between leaving high school and entering college and high performance jobs
Getting through college: Voices of low-income and minority students in New England
Missed opportunities: A new look at disadvantaged college aspirants
What's at stake? The social and economic benefits of higher education
The student aid gauntlet: Making access to college simple and certain
Who should we help? The negative social consequences of merit aid scholarships
What role can dual enrollment programs play in easing the transition between high school and postsecondary education
One-third of a nation: Rising drop-out rates and declining opportunity
Fifty years after Brown v. Board of Education: A two-tiered education system
Improving college access for minority, low-income, and first-generation students
Preserving access with excellence: Financing for rural community colleges
College affordability: Overlooked long-term trends and recent 50 state patterns
What we know about access and success in postsecondary education: Informing Lumina Foundation's strategic direction
A closer look at the President's proposal for changes in student assistance
Basic facts about in-state tuition for undocumented immigrant students
Education as crime prevention: Reinstating Pell Grant eligibility for the incarcerated
Lumina Foundation focus
College access: Results from a survey of low-income teens and parents
Foundation for excellent schools
Twenty-first Century Scholars Program
The impact of advice on price: Evidence from research
Midwest PERL: Postsecondary education resource library
College scholarships for Latino students: Are opportunities being missed?
Hispanic Scholarship Fund
State tuition, fees, and financial assistance policies for public colleges and universities, 2005-06
Failing grades? American families and their college savings efforts
Richard Stockton College Community of Scholars
The contributions of economics to the study of college access and success
Paying for persistence: Early results of a Louisiana scholarship program for low-income parents attending community college
Quality, affordability and access: Americans speak on higher education
California trends in student aid: 1994-95 to 2003-04
Parent power and urban school reform: The story of Mothers on the Move
Reclaiming the American dream
On the road to college: Developing mobile and regional outreach services
Enhancing high school reform: Lessons from site visits to four cities
Beating the odds: A city-by-city analysis of student performance and achievement gaps on state assessments
CPS: A leader in AP growth
Pathways to and through college: Linking policy with research and practice
Talent Development Middle Schools
Opening doors: Support success: Services that may help low-income students succeed in community college
National Urban League Scholarships
Destination university: A guide to college for students and their families (English Version)
Sallie Mae: First in my family scholarship
Indiana's 2006 graduation rate
Turning college and career planning into family communication
Taxing matters
Impact of student aid program design, operations, and marketing on the formation of family college-going plans and resulting college-going behaviors of potential students
Expanding access and opportunity: The impact of the Gates Millennium Scholars Program
Helping children move from bad schools to good ones
Changes in patterns of prices and financial aid
State of college admission 2006
Documenting the shift to merit
Tuition discounting: Not just a private college practice
Merit aid and college access
Institutional grants and baccalaureate degree attainment
Project GRAD
Trends in postsecondary access and interventions needed
Higher education for undocumented students: The case for open admission and in-state tuition rates for students without lawful immigration status
Career advancement for low-income workers through community college and community-based organization partnerships
Foster care independence act of 1999 and John H. Chafee Foster Care Independence Program
Held back: How student aid programs fail working adults
Private loans and choice in financing higher education
Financing higher education
Equal access to postsecondary education? The case of undocumented immigrant students
Myths and realities for undocumented students attending U.S. colleges and universities
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
A shared agenda: A leadership challenge to improve college access and success
How do educators’ cultural belief systems affect underserved students’ pursuit of postsecondary education
Under-prepared community college students: Implications of attitudinal and experiential differences
Trends in student aid 2005
Advisory committee on student financial assistance
Confronting the graduation rate crisis in the south
The student debt dilemma: Debt aversion as a barrier to college access
The power to change: High schools that help all students achieve
Rural education at a glance
National college access network
A new core curriculum for all: Aiming high for other peoples' children
Helping Teens Succeed
Preparing all Indiana youth for life in the global human capital economy
Adult learners in higher education: Barriers to success and strategies to improve results
Condition of education 2002: Special analysis, nontraditional undergraduates
Setting students' sights on college: Chicago public schools
College access and tax credits
Tuition and fees in public higher education in the West
Finding the right college for you
A multi-institution analysis of the effects of campus-based financial aid on student persistence at public four-year institutions
Financial aid glossary: Some terms you may enounter on the road
The High Schools Hispanics Attend: Size and Other Key Characteristics
Using EPAS™ to evaluate school-based intervention programs: GEAR UP
Building bridges to college and careers: Contextualized basic skills programs at community colleges
Policy indicators for higher education WICHE states
What every student should know about financial aid
Federal student aid need analysis: Background and selected simplification issues
College grants on a postcard: A proposal for simple and predictable federal student aid
Going to the source: A practical way to simplify the FAFSA
School and parent interaction by household language and poverty status: 2002–03
Undergraduate students and credit cards 2004: An analysis of usage rates and trends
The debt explosion among college graduates
Credit card ownership and behavior among traditional-age undergraduates, 2003-04
Knowledge for practice: A training program for college access advisors
2006-2007 National directory of scholarships, internships, and fellowships for Latino youth
Indiana Chafee Education and Training Voucher (ETV) Program
The narrowing gap in New York City teacher qualifications and its implications for student achievement in high-poverty schools
Frequently asked questions about college access and success
Learning in a new key
Making pre-kindergarten work for low-income working families
2007 Kids Count Data Book
Using socioeconomic diversity to improve school outcomes
Postsecondary success begins with high school preparation
Initiative on Educational Excellence for Hispanic Americans Website and Secondary School Toolkit - Spanish Version
Providing effective financial aid assistance to students from foster care and unaccompanied homeless youth
Hopes & hurdles: California foster youth and college financial aid
Stronger department of education oversight needed to help ensure only eligible students receive federal student aid
Unauthorized Alien Students, Higher Education, and In-State Tuition Rates: A Legal Analysis
2010 Tuition Fees and Financial Aid Report
Jackie Robinson Foundation Scholarship Program
What are they and how do I use them? Strategies and tools to increase and improve filing of the federal Hope and Lifetime Learning education tax credits by low-income filers
Campus commons? What faculty, financial officers, and other think about controlling college costs
Engaging Faculty and Staff: An Imperative for Fostering Retention, Advising, and Smart Borrowing
Student debt and the class of 2007
Apply to Succeed: Ensuring community college students benefit from need-based financial aid
What is Known About the Impact of Financial Aid? Implications for Policy
Grants for Individuals: Minorities
GEAR UP Resources Clearinghouse Homepage
Ronald E. McNair Postbaccaluareate Achievement Program: 2002-05 facts and figures at a glance
Association of American Indian Affairs (AAIA)
Hispanic College Fund
Turning around chronically low-performing schools
A study of the Talent Search program: Analysis and highlights
Best practices in student support services: A study of five exemplary sites
Breaking through: Helping low-skilled adults enter and succeed in college and careers
Breaking through: Factsheet
Raising graduation rates in an era of high standards: Five commitments for state action
Engaging faculty and staff: An imperative for fostering retention, advising, and smart borrowing
Education Finance Council (EFC)'s financial literacy homepage
Beating the odds: The real challenges behind the math achievement gap - and what high-achieving schools can teach us about how to close it
Dropout risk factors and exemplary programs: A technical report
AMS Scholarships and Fellowships
Fast foward: Find your place - faster
Cherokee Nation Higher Education Scholarship Programs
Scholarship Gateway
Scholarships for American Indians
NASFAA's cash for college
Counting on graduation: An agenda for state leadership
Why Should State Government Invest in College Education? An Equilibrium Approach for th US in 2000
School funding's tragic flaw
Connecting schools, families, and communities: Stories and results from the Annie E. Casey Foundation's education investments
National Action Council for Minorities in Engineering (NACME) Scholarships
National Society of Black Engineers (NSBE) and Corporate Scholarship Program
The Paul & Daisy Soros Fellowships for New Americans
Federal education budget project
College Access Challenge Grants: Including Adult Learners, Strengthening Student Success
IDA pays: A missing piece of the access puzzle
Student debt and the class of 2008
FAFSA: Free Application for Federal Student Aid
Families forgotten: Administration’s priorities put child care low on list
Project on student debt: State by state data
Trends in student aid 2007
Fighting poverty through incentives and work mandates for young men
Child care and development block grant participation in 2005
Reaching all children? Understanding early care and education participation among immigrant families
Cashing in or cashing out: Tools for measuring the effectiveness and outcomes of financial aid events
College Board scholarship search
Race, schools, and neighborhoods: Reducing barriers to achievement
The Sallie Mae Fund
StateVoucher.org (Education and Training Vouchers)
2007 Survey of parents of college-bound freshman
Breaking barriers: A case study of two high performing high schools
Economic diversity on campus
Ensuring academic success for English learners
The context of "choice" in college pathways
Improving educational opportunties for students who work
2005-06 Academic Progress Rate (APR) data for NCAA schools
Low income student scholarships
Financial aid FAQ (frequently asked questions)
Reaching Higher: Strategic Directions for Higher Education in Indiana
Digest of Education Statistics
Lumina Foundation for Education: Adult learners
Opening Doors project publications
Initiative on Educational Excellence for Hispanic Americans Website and Secondary School Toolkit - English
Education a Tu Alcance (Spanish Version)
Postsecondary education opportunity: Indiana state reports
A summary of career beginnings impact evaluation: Findings from a program for disadvantaged high school students
TRIO Mid-America Association of Educational Opportunity Program Personnel (MAEOPP)
How Latino students pay for college: Patterns of financial aid in 2003-04
35th Annual survey report on state-sponsored student financial aid: 2003-04 Academic year
Gaining traction, gaining ground: How some high schools accelerate learning for struggling students
Policy on dual credit courses taught in high schools by high school faculty
School context, student attitudes and behavior, and student achievement: An exploratory analysis
Breaking through: Helping low-skilled adults enter and succeed in college and careers
Council for Opportunity in Education
Crisis at the core: Preparing all students for college and work
On course for success: A close look at high school courses that prepare students for college
Capturing the college potential of students from underserved populations: An analysis of efforts to overcome social and financial barriers to college
High school graduation rates by race/ethnicity, limited English proficiency, free and reduced price lunch
Knocking at the college door: Projections of high school graduates by state, income, and race/ethnicity
The role of student loans in college access
Losing ground: A national status report on the affordability of American higher education
Challenging times, clear choices: An action agenda for college access and success
The policy of choice: Expanding student options in higher education
How is school reform tied to increasing college access and success for low income and minority youth
Workforce contingent financial aid: How states link financial aid to employment
Double the numbers: Postsecondary attainment and underrepresented youth
Financial access: What it is, what it isn't, and how to educate people about it
Increasing the college preparedness of at-risk students
Funding education beyond high school
Knowledge is power program
National association of street schools
Dollars for Scholars
Puente Project
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families (Spanish version)
Cashing in on the GI bill
Segal AmeriCorps Education Award
Minority teacher/special education services scholarship
The art of student retention
Prep for prep
College access, financial aid, and college success for undergraduates from foster care
Reforms that could help narrow the achievement gap
Contending with financial inequality
Coercive mobility and crime: A preliminary examination of concentrated incarceration and social disorganization
The effects of merit-based financial aid on course enrollment, withdrawal, and completion in college
Do merit scholarships promote college access? Evidence from two states
American Indian college fund
NDSFA: Fundamental assumptions and aims underlying the principles of federal financial aid to students
NDSFA: Getting the most out of federal aid spending -- encouraging colleges and universities to promote the common good
NDSFA: State financial aid and college access
Understanding college access for under-represented students: Trends, issues, and strategies