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Author(s):Long, B
Title:Do loans increase college access and choice? Examining the introduction of universal student loans
Organization:New England Public Policy Center, Federal Reserve Bank of Boston
Short Description:This paper attempts to provide additional information on the impact of loans on college decisions by focusing on the period during which college loans were made available to all families, regardless of financial need.
Annotation:This paper attempts to provide additional information on the impact of loans on college decisions by focusing on the period during which college loans were made available to all families, regardless of financial need. The major shift in aid policy occurred due to the 1992 Higher Education Reauthorization Act (HEA92). By exploiting this 1992 policy change as a natural experiment, this paper examines the impact of introducing a student loan program on college enrollment and choice.
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Associated Keywords:
Affordability, Tuition and College Costs
Borrowing/Student Debt
College Access
Financial Aid
National Perspectives

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