Home Home
Annotated Bibliography

Author(s):Cabrera, A., Nora, A., and Casteneda, M
Title:The role of finances in the persistence process.: A structural model
Short Description:Examines the impact of finances on college persistence, based on several theoretical frameworks.
Annotation:This study examines the impact of finances on college persistence, based on several theoretical frameworks. Results suggest that in addition to playing an important role in equalizing opportunity between students from high and low socioeconomic backgrounds, financial aid, and related attitudes, facilitate the integration of students into the academic and social components of the college, and influence student persistence to graduation.
Link: View Full Text

Print Bibliography: HyperLink 

Is this item's link broken? Report Broken Link

Associated Keywords:
Affordability, Tuition and College Costs
Educational Attainment/College Degree Completion
Financial Aid
Low-Income Students

Similar Items:
Access and persistence: Winter 2006
Helping community college students cope with financial emergencies: Lessons from the Dreamkeepers and Angel Fund financial aid programs
Higher education, higher cost and higher debt: Paying for college in the future
ACSFA policy brief: The toolbox and student aid policy
Income and financial aid effects on persistence and degree attainment in public colleges
California Community Colleges: Making them stronger and more affordable
Strengthening financial aid policies for low-income working adults
The CollegeKeys Compact: Getting ready, getting in, and getting through college: Expanding options for low-income students
A whole 'nother world: Students navigating community college
Education watch Alabama: Key education facts and figures 2006
Education watch Florida: Key education facts and figures 2004
Education watch Florida: Key education facts and figures 2006
A research agenda for the study of the effects of borrowing and the prospects of indebtedness on students' college-going choices
Rhetoric and reality: Effects and consequences of the HOPE scholarship
Borrowers who drop out: A neglected aspect of the college student loan trend
First generation college students: A literature review
A step toward college success: Assessing attainment among Indiana's Twenty-first Century Scholars
Second to none in attainment, discovery, and innovation: The national agenda for higher education
The effectiveness of student aid policies: What the research tells us
Working too hard to make the grade: How fewer work hours and more financial aid can help California community college students succeed
Dollars for degrees: Financial aid and its impact on post-secondary degree completion in Texas
Getting What We Pay For: State Community College Strategies that Low-Income, Lower-Skilled Students
Left behind: Unequal opportunity in higher education.
Access denied: Restoring the nation’s commitment to equal educational opportunity
Georgia's HOPE scholarship and minority and low-income students: Program effects and proposed reforms
Federal Pell Grant program of the Higher Education Act: Background and reauthorization
An exploration of what we know about the formation and impact of perceptions of college prices, student aid, and the affordability of college-going and a prospectus for future research
Opening doors: Promoting student success in community college and beyond
Grants for students: What they do, why they work
Measuring up 2006
Forming a college-going community in U.S. public high schools
The global state of higher education and the rise of private finance
Alabama: Featured facts from the SREB Fact Book on higher education
College affordability for students from low and lower-middle income families
Reaching higher with Ivy Tech Community College of Indiana: Focusing on the roll of community colleges
Modeling Hispanic-Serving Institutions (HSIs): Campus practices that work for Latino students
Second to none in attainment, discovery, and innovation: The national agenda for higher education
National study of student support services. Third-year longitudinal study results and program implementation study update
Strategic directions in Indiana education
Helping low-wage workers persist in education programs
Achivement and attainment in Chicago charter schools
Condition of education 2008
National evaluation of Upward Bound: Summary of first-year impacts and program operations
Project Complete
Learning better together: The impact of learning communities on the persistence of low-income students
Low-income students and college success: More than money
Voces (Voices): A profile of today's Latino college students
2007 Status report on the Pell Grant program
Do support services at community colleges encourage success or reproduce disadvantage?
The Chafee Educational and Training Voucher (ETV) program: Six states experiences
Demography is not destiny: Increasing the graduation rates of low-income college students at large public universities
A multi-institution analysis of the effects of campus-based financial aid on student persistence at public four-year institutions
Education watch Alabama: Key education facts and figures 2004
Texas public universities' data and performance report: Part A
National Association of Student Financial Aid Administrators (NASFAA)
Constrained after college: Student loans and early career occupational choices
Promise abandoned: How policy choices and institutional practices restrict college opportunity
The art of student retention
Financial aid issues for students from low income families
Paying for college: The rising cost of higher education
Mortgaging our future: How financial barriers to college undercut America's global competitiveness
Student debt: Bigger and bigger
A test of leadership: Charting the future of U.S. higher education
Debt burden: Repaying student debt
2003 status report on the Pell grant program
Lumina Foundation focus: Dreams detoured: Rising college costs alter plans and threaten futures
Show us the money: Low-income students, families, and financial aid
Equal access to postsecondary education? The case of undocumented immigrant students
Paying for college: Changes between 1990 and 2000 for full-time dependent undergraduates
How families of low- and middle-income undergraduates pay for college: Full-time dependent students in 1999-2000
Putting money on the table: Information, financial aid, and access to college
Opportunity adrift: Our flagship universities are straying from their public mission
College access and success state data
The learning communities demonstration: Rationale, sites, and research design
Wealth mobility and volatility in black and white
Trends in college pricing 2008
Pathways to a four-year degree: Determinants of transfer and degree completion
Affordability of postsecondary education: Equity and adequacy across the 50 states
Policies in sync: Appropriations, tuition, and financial aid in higher education
Financing higher education
Cultural barriers to incurring debt: An exploration of borrowing and impact on access to postsecondary education
Reframing the student loan costing debate: The benefits of competition
What students pay for college: Changes in net price of college attendance between 1992-93 and 1999-2000
Do grants matter?
College affordability: Overlooked long-term trends and recent 50 state patterns
Debts and decisions: Student loans and their relationship to graduate school and career choice
Empty promises: The myth of college access in America
The school to college transition: Challenges and prospects
A matter of degrees: Improving graduation rates in four-year colleges and universities
Raising the graduation rates of low-income college students
Discounting toward disaster: Tuition discounting, college finances, and enrollments of low-income undergraduates
Network news: Focus on finance policy, access, and affordability
A deficit of understanding: Confronting the funding crisis in higher education and the threat to low-income and minority access
Preserving access with excellence: Financing for rural community colleges
When saving means losing: Weighing the benefits of college-savings plans
The effects of merit-based financial aid on course enrollment, withdrawal, and completion in college
Breaking through the barriers to college: Empowering low-income communities, schools, and families for college opportunity and student financial aid
Federal Pell Grants: Implications of increasing the maximum reward
Campus-based student financial aid programs under the higher education act
Paying for persistence: Early results of a Louisiana scholarship program for low-income parents attending community college
State higher education finance: FY 2004
The future of private loans: Who is borrowing and why?
Documenting the shift to merit
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families (Spanish version)
Merit aid and college access
College readiness: Helping all students access and succeed in higher education
Achievement trap: How America is failing millions of high-achieving students from lower-income families
Education watch Indiana: Key education facts and figures
Education watch Washington: Key education facts and figures
Education watch Washington: Key Education Facts and Figures
Return on investment: Educational choices and demographic change in California's future
Education watch California: Key facts and figures
Education watch Texas: Key education facts and figures 2004
Education watch Texas: Key education facts and figures 2006
Closing the gaps by 2015: The Texas higher education plan
Institutional Student Profiles Fall 2006 for the State of Alabama
FAFSA: Free Application for Federal Student Aid
Federal Student Aid (FSA)
Balancing acts: How high school counselors view risks and opportunities of student loans
The (un)changing face of the Ivy League
Opening the door to the American Dream: Increasing higher education access and success for immigrants
Inventing Hispanic serving institutions (HSIs): The basics
College grants on a postcard: A proposal for simple and predictable federal student aid
Realizing the college dream (English and Spanish versions)
Profile of undergraduates in U.S. postsecondary education institutions: 2003-04, With a special analysis of community college students
California policy options to accelerate Latino success in higher education
Lumina Foundation for Education: Adult learners
Opening Doors project publications
State merit aid programs: Responses by Florida community colleges
A college access contract
Graduation rate watch: Making minority student success a priority
Reaching higher college completion (working paper)
In-state tuition for undocumented immigrants
Course-taking patterns and preparation for postsecondary education in California's public university systems among minority youth
What every college access practitioner should know about: Economic diversity in Indiana and U.S. colleges and universities
The growing imbalance: Recent trends in U.S. postsecondary education finance
Window of opportunity: Targeting federal grant aid to students with the lowest incomes
Best practices in recruiting and retaining minority graduate students
The impacts of regular Upward Bound: Results from the third follow-up data collection
Colleges and universities expand efforts to improve access and affordability
Transition matters: Community college to bachelor's degree
Denied: Community college students lack access to affordable loans
New England Journal of Higher Education
Upward Bound Math-Science: Program description and interim impact estimates
McNair scholar handbook
A matter of trust: Ten key insights from recent public opinion research on attitudes about education among Hispanic parents
Confronting the "new" American dilemma: Underrepresented minorities in engineering: A data-based look at diversity (Executive Summary)
Starting right: A first look at engaging entering students
Orphan Foundation of America
Education Finance Council
From high school to the future: Potholes on the road to college
Do loans increase college access and choice? Examining the introduction of universal student loans
Helping families finance college: Improved student loan disclosures and counseling
High school dropout: A quick stats fact sheet
Lumina Foundation Lessons: Students aren't just data points, but numbers do count
2007-08 Directory of colleges cooperating with the SAT program fee-waiver service
Post-secondary education options for low-income students
Adult learners in higher education: Barriers to success and strategies to improve results
Opening doors to earning credentials: Impressions of community college access and retention from low-wage workers
Indiana's 21st century scholars: A new community college system and college prep curriculum are improving the state's position
Council for Adult and Experiential Learning
PERSIST: A comprehensive guide for student success in higher education
State of college opportunity in Ohio 2005
Going to the source: A practical way to simplify the FAFSA
Student debt and the class of 2005: Average debt by state, sector, and school
The economic promise of investing in high-quality preschool: Using early education to improve economic growth and the fiscal sustainability of states and the nation
Early childhood investment yields big payoff
The alternative pathways project: A framework for dropout reduction and recovery
What every student should know about financial aid
The context of "choice" in college pathways
Enhancing student services at Lorain County Community College: Early results from the Opening the Doors demonstration in Ohio
Enhancing student services at Owens Community College: Early results from the Opening Doors demonstration in Ohio
Beyond myths: The growth and diversity of Asian American college freshmen: 1971-2005
Twenty-first Century Scholars Program
Increasing success for underserved students: Redesigning introductory courses
Diversity and persistence in Indiana higher education: The impact of preparation, major choices, and financial aid
Missed opportunities revisited: New information on students who do not apply for financial aid
Federal student loan debt:1993-2004
The challenges of financial aid awareness and college access
Measuring up 2006 state report card on education: Indiana
Characteristics of undergraduate borrowers: 1999-2000
Dealing with debt: 1992-93 bachelor's degree recipients 10 years later
Contending with financial inequality
Taxing matters
The impact of advice on price: Evidence from research
Promising practices: School to career and postsecondary education for foster care youth
State of decline? Gaps in college access and achievement call for renewed commitment to educating Californians
Recession, retrenchment, and recovery: State higher education funding and student financial aid
American Indian, Alaska Native, and Native Hawaiian education in the states
Federal student aid need analysis: Background and selected simplification issues
Paying back, not giving back: Student debt's negative influence on public service career opportunities
Destination university: A guide to college for students and their families (Spanish Version)
Making opportunity affordable: Reinvesting in college access and success
How do financial aid policies affect colleges? The institutional impact of the Georgia HOPE scholarship
Career academies: Impacts on labor market outcomes and educational attainment
Private scholarships count: Access to higher education and the critical role of the private sector
The access challenge: Rethinking the causes of the new inequality
Pathways to a four-year degree: The higher education story of one generation
Persistence and attainment of beginning students with Pell Grants
How curriculum influences college persistence in Indiana and the nation
Increasing the preparedness of at-risk students
The burden of borrowing: A report on the rising rates of student debt
What colleges contribute: Institutional aid to full-time undergraduates attending four-year colleges and universities
Easy money: How congress could increase federal student aid funding at no additional cost to taxpayers
Reorienting the HEA reauthorization to reflect what research-based knowledge says about what works
Private loans and choice in financing higher education
An overview of higher education in the United States: Diversity, access, and the role of the marketplace
No merit in these scholarships
A closer look at the President's proposal for changes in student assistance
2003-04 National postsecondary student aid study: Undergraduate financial aid estimates for 2003-04 by type of institution
The affordability of university education: A perspective from both sides of the 49th parallel
Debt burden: A comparison of 1992-93 and 1999-2000 bachelor's degree recipients a year after graduating
Trends in student aid 2008
Apply to Succeed: Ensuring community college students benefit from need-based financial aid
Supporting English language acquisition: Opportunities for foundations to strengthen the social and economic well-being of immigrant families
Early and often: Designing a comprehensive system of financial aid information
From assets to school outcomes: How finances shape children's perceived possibilities and intentions
States in the Driver's Seat
A profile of successful Pell Grant recipients: Time to Bachelor's degree and early graduate school enrollment
Promoting Full-Time Attendance Among Adults in Community College
What is the price of college? Total, net, and out of pocket prices in 2007-08
Completing College: Assessing Graduation Rates at Four Year Colleges
Access and persistence: Fall 2009
Drowning in debt: The emerging student loan crisis
SREB Factbook on higher education
NASFAA's cash for college
An Overview of Tax Benefits for Higher Education Expenses
Tuition equity legislation: Investing in Colorado high school graduates through equal opportunity to postsecondary education
Squeeze play 2009: The public's view on college costs today
The challenge to the states: Preserving college access and affordability in a time of crisis
What is Known About the Impact of Financial Aid? Implications for Policy
Fulfilling the Commitment: Recommendations for Reforming Federal Student Aid
Public attitudes on higher education
Crucial choices: How students financial decisions affect their academic success
Improving lives through higher education: Campus programs and policies for low-income adults
State higher education finance: FY 2003
2003 Status report on the federal education loan programs
Student financing of undergraduate education: 1999-2000
Student financing of graduate and first professional education: 1999-2000
Educational needs index
Educational needs index state report: Indiana
Global debt patterns: An international comparison of student loan burdens and repayment conditions
The impact of demographic changes on higher education
Net price to family for dependent and independent undergraduate students by institutional type/control and parental income quartiles, 2004
Persistence among first-generation college students in Indiana: The impact of precollege preparation, college experiences, and financial aid
Missed opportunities: A new look at disadvantaged college aspirants
Just and efficient college finance
Hope works: Student use of education tax credits.
The student aid gauntlet: Making access to college simple and certain
The role of student loans in college access
It’s all relative: The role of parents in college financing and enrollment
State financial aid: Policies to enhance articulation and transfer
College affordability in jeopardy: The rising price of higher education
Unequal opportunity: Disparities in college access among the 50 states
Workforce contingent financial aid: How states link financial aid to employment
Lumina Foundation focus: Restricted access: The doors to higher education remain closed to many deserving students
Access for all? Debating in-state tuition for undocumented alien students
Held back: How student aid programs fail working adults
Hitting home: Quality, cost, and access challenges confronting higher education today
The debt explosion among college graduates
Engines of inequality: Diminishing equity in the nation's premier public universities
State tuition, fees, and financial assistance policies for public colleges and universities, 2005-06
Trends in college pricing 2006
Peak experiences
How do pre-collegiate outreach programs impact college-going among underrepresented students
State of college admission 2006
The impact of information and student aid on persistence: A review of research and discussion of experiments
Student financing of undergraduate education 2003-04, with a special analysis of the net price of attendance and federal education tax benefits
Tuition discounting: Not just a private college practice
Changes in patterns of prices and financial aid
Pathways to and through college: Linking policy with research and practice
California trends in student aid: 1994-95 to 2003-04
NDSFA: State financial aid and college access
Life after high school: Young people talk about their hopes and prospects
Convergence: Trends threatening to narrow college opportunity in America
Early financial aid commitment: Response to Indiana's education roundtable
American higher education: How does it measure up for the twenty-first century
Gender gap grows
Creating options 2006: Financial aid opportunities for individuals with disabilities
Making college affordable: A work-book on financial aid, loans, and scholarships for college-bound students and their families
Institutional grants and baccalaureate degree attainment
Frequently asked questions about college access and success
Cashing in or cashing out: Tools for measuring the effectiveness and outcomes of financial aid events
Building a culture of evidence for community college student success: Early progress in the Achieving the Dream initiative
State grant aid and it's effects on students' college choices
Wrestling rising costs with innovation
Opportunity in America: The role of education
Postsecondary success begins with high school preparation
Breaking the cycle of poverty starts with learning
The UW-Madison sixth annual plan 2008 campus forum
Pre-K and Latinos: The foundation for America's future
Improving educational opportunties for students who work
Access to college: The role of tuition, financial aid, scholastic preparation and college supply in public college enrollments
Returning to our roots: Student access
Who's left behind? Immigrant children in high and low LEP schools
Promoting a systematic focus on learning supports to address barriers to learning and teaching
Hidden in plain sight: Adult learners forge a new tradition in higher education
Transfer access to elite colleges and universities in the United States: Threading the needle of the American dream
Fact book bulletin: Latest data confirms a college affordability gap for students from middle- and lower-income families
College access for the working poor: Overcoming burdens to succeed in higher education
Condition of education 2007
Condition of education 2002: Special analysis, nontraditional undergraduates
Addressing the needs of adult learners
The professional mentor program plus: An academic success and retention tool for adult learners
Financing asset building and financial education programs for youth transitioning out of foster care
Overlooked gems: A national perspective on low-income promising learners
Recent participation in formal learning among working-age adults with different levels of education
2008-09 EFC (Expected Family Contribution) Formula Guide
Indiana Chafee Education and Training Voucher (ETV) Program
StateVoucher.org (Education and Training Vouchers)
College Board scholarship search
Transitioning out of high school: A quick stats fact sheet
Education Finance Council (EFC)'s financial literacy homepage
The costs and benefits of an excellent education for all of America's children
Economic mobility: Is the American Dream alive and well?
Economic mobility project
Overcoming obstacles, optimizing opportunities: State policies to increase postsecondary attainment for low-skilled adults
Financial aid pledges to reduce student debt (list of colleges and universities reducing or eliminating student loans for low-income families)
Academic competitiveness grant
Reaching higher with accountability (working paper)
Survey of Entering Student Engagement (SENSE)
Opportunity matters: A journal of research informing educational opportunity, practice and programs
Toward a national workforce education and training policy
Back to basics: Improving college readiness of community college students
Gates Millennium Scholars Scholarships
Early intervention programs: Opening the doors to higher education
Department of Upward Bound programs: Strategic plan
A study of the Talent Search program: Analysis and highlights